The Cambridge Judge report reveals a dangerous gap: financial services firms are racing ahead with AI while regulators are still mapping the terrain. For UK mid-market firms, this is not a signal to accelerate—it is a warning to slow down and build governance first.
Read more: Eighty-one percent adoption masks a regulation gap
Accounting firms are abandoning isolated AI tools for integrated workflow solutions — but most vendors still sell point products that don't solve the real problem. Trovix built its stack for regulated workflows because that's where AI actually delivers return on investment.
Read more: Workflow Integration Beats Point Solutions in Accounting AI
Major UK insurers are now excluding claims arising from your use of generative AI. This isn't risk management—it's risk transfer dressed up as underwriting. The question is whether your firm is ready to bear that weight alone.
Read more: AI Exclusions in Insurance: Insurers Are Shifting Risk, Not Managing It
Insurance companies are rushing to cover AI-related damages, but a new policy won't protect you from regulatory breach. The real defence is implementing AI responsibly from the start, not insuring it after the fact.
Eighty-one per cent of financial firms now run AI. Only 14 per cent say it matters. That gap is not a puzzle — it is a failure of implementation strategy, and most mid-market practices are heading into it with their eyes closed.
Read more: Eighty-one per cent adoption masks a strategic implementation crisis
The Karbon report confirms what we know: AI adoption is table stakes. AI governance is what separates winners from the exposed. Most firms have the first. Almost none have the second.
Insurers excluding AI claims are not protecting themselves from AI risk—they are exposing their own inability to govern it. UK firms need to flip the script: build the governance record that makes you insurable, not avoidable.
Read more: AI Exclusions Are Admitting Insurance's Real Fear
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